Qualr Capital
Get a Live Term Sheet
The fastest-growing investment property lender in the nation.

The investor lender that
funds at deal speed.

DSCR, Fix & Flip, and Bridge financing with instant quotes, no tax returns, and closings in days.

Get a Live Term Sheet → Get an instant quote
$2B+
Funded for investors
7 days
Fastest close
90% LTC
On fix & flip
No
Tax returns on DSCR
Instant rate & term quote

See your numbers in seconds.

Pick a program, drop in a few details, and get an indicative rate, max loan, and payment. Soft inquiry only.

1 · Loan program
Your numbers appear here

Pick a program and enter your deal details — rate, max loan, and payment update live as you type.

New · Automated origination
VeriQual

The first AI-powered automated lending system for real estate investors.

From scenario to a qualified quote and signable term sheet in under 90 seconds. VeriQual reads your deal, checks it against live program guidelines, and structures your loan automatically — powered by Vesty.

<90seconds
From deal details to a qualified term sheet.
1
Capture the deal
Property, numbers, profile
2
AI qualifies it
Checked against live guidelines
Qualified term sheet
Priced, structured, signable
Loan programs

Built for every investor strategy.

From buy-and-hold cash flow to ground-up builds — pick the capital that fits the play.

DSCR Rental

Long-term financing that qualifies on the property's cash flow — not your tax returns.

  • Up to 80% LTV · 30-yr fixed
  • No tax returns or DTI
  • Close in an LLC
Fix & Flip

Purchase and renovation capital with fast draws and 2-hour term sheets.

  • Up to 90% LTC
  • 100% of rehab funded
  • Draws in 24–48 hours
Bridge / BRRRR

Short-term capital to acquire and stabilize, then refi seamlessly into DSCR.

  • Up to 80% LTV · IO
  • Close in 5–10 days
  • Seamless refi exit
New Construction

Ground-up financing for builders and developers with flexible draw schedules.

  • Up to 85% LTC
  • Quick draw processing
Small Multifamily

Purpose-built leverage for 2–4 and 5–20 unit properties, value-add welcome.

  • Value-add permitted
  • DSCR-based qualifying
Not sure which fits?

Ask Vesty or run an instant quote — our AI assistant points you to the right program in seconds.

Why investors switch

Qualr vs. the typical lender.

Typical lender
Qualr Capital
Time to close
30–45 days
As few as 7 days
Income docs (DSCR)
Tax returns + DTI
None — cash flow only
Rehab funding
Out of pocket
100% reimbursed
Term sheet
Days
2 hours
Guidance
Phone tag
Vesty, 24/7
How it works

From scenario to funded in three steps.

1
Get an instant quote

Drop in your deal and see indicative rate, leverage, and payment instantly — no hard pull.

2
Pre-qualify online

Answer a few questions in our guided flow. Vesty, our AI assistant, can walk you through it live.

3
Fund in days

Get your term sheet in hours, clear conditions fast, and close in days — not weeks.

Pre-qualify online

Get a live term sheet in minutes.

Step 1 of 5
What kind of loan do you need?
Soft inquiry only. Indicative terms are not a commitment to lend.
Questions, answered

Investor loan FAQ.

Agent & broker referral program

Real estate pros: get paid to refer.

Send your client to a personalized online app with your name on it — and get paid when their deal funds. A clean payout for the referral.

1
Share your link

Get a personalized application link branded to you. Drop it in a text, email, or your listing follow-up.

2
Your client applies

They get an instant quote and term sheet through your app — VeriQual and Vesty do the heavy lifting.

3
You get paid

When the loan funds, your referral payout is on the way. Track every deal in your partner dashboard.

Become a referral partner

Free to join. No lending license required — you refer, we originate, you get paid. Realtors, brokers, wholesalers, and contractors welcome.

Ready to fund your next deal?

Get a clear view of your terms today. Soft inquiry only — no hard credit pull.

Get a Live Term SheetGet an instant quote
Get a Live Term Sheet →
Soft inquiry only — no hard credit pull