Project type
Structural / gut rehab
Term
Interest-only bridge
Max leverage
Up to 85% LTC + 100% rehab
Draws
Reimbursed at milestones
Program terms reviewed by Jay Beach, SVP Investor Portfolio Lending ·
Heavy & value-add renovation
Heavy-renovation flips involve structural work, additions, gut rehabs, or significant value-add. We fund a high share of the purchase plus 100% of the rehab budget against the after-repair value, with draws reimbursed as milestones complete. Cosmetic, light-rehab projects are financed under our Fix & Flip (Lite Renovation) tier.
Getting your term sheet
Leverage shown is indicative and not a commitment to lend — final terms are sized per project. Send your address, purchase price, rehab budget, and scope, and a real person will size the deal and return an indicative term sheet — typically within about two hours.
Frequently asked questions
What counts as a heavy renovation?
Structural work, additions, gut rehabs, and significant value-add. Cosmetic updates fall under the Lite Renovation tier.
Do you fund 100% of the rehab budget?
Our Fix & Flip programs are structured to fund up to 100% of the rehab budget alongside a high share of the purchase, capped against the after-repair value. Exact leverage is confirmed on your term sheet.
Is the Heavy Renovation program available now?
Yes — send your project and a real person will size it and return indicative terms, typically within about two hours.