Mortava
Contact Sales
Fix & Flip · Nevada

Fix & flip loans in Nevada — fund the deal, keep your cash.

Mortava fix & flip loans in Nevada: 620+ FICO, up to 95% LTC + 100% of rehab, 12–18 month terms — statewide.

Nevada is no state income tax plus heavy Las Vegas tourism that powers short-term-rental returns. Mortava funds flips statewide — up to 95% LTC plus 100% of rehab, draws within 24 hours, and 2-hour term sheets — so you can move fast on deals in Las Vegas, Henderson, Reno and beyond.

Up to 95% LTC + 100% of the rehab funded
Rehab draws reimbursed within 24 hours
First-time flippers welcome (620+) · close in 7–10 days
Send your Nevada project
2-hour term sheet · no hard credit pull.
Business-purpose financing for investors. Indicative terms only — not a commitment to lend.

Why flippers finance Nevada projects with Mortava

In a market like Nevada, speed and leverage decide your margin. Mortava funds up to 95% of cost plus the full rehab, reimburses draws within 24 hours, and sends indicative term sheets in about two hours — so you can compete on Las Vegas, Henderson, Reno deals and recycle capital into the next project faster.

Nevada layers three advantages: no state income tax, Las Vegas tourism feeding short-term-rental demand, and population growth backfilling long-term rentals. Reno adds a second growth market to the same tax posture.

Top metros we fund
Las Vegas, Henderson, Reno
Max leverage
Up to 95% LTC + 100% of rehab
Speed
Draws in 24h · close in 7–10 days · 2-hr term sheets
Terms
12–18 months · up to $5M · FICO 620+

Flip-to-STR in Nevada

Not every Nevada flip has to sell. In short-term-rental markets like Las Vegas, some investors renovate and then refinance into an STR / Airbnb DSCR loan on projected rental income — keeping the asset instead of paying to exit.

The Nevada tax angle

Nevada has no state income tax, so flip profits face federal tax only for individual filers — meaningful when you run multiple projects a year. For the details, read our states without capital gains tax guide, and confirm treatment with your tax advisor.

Guidelines reviewed July 2026 by the Mortava lending team.

Nevada fix & flip loan FAQ

Can I get a fix and flip loan in Nevada?
Yes. Mortava funds fix & flip projects across Nevada, including Las Vegas, Henderson, Reno. We lend up to 95% of loan-to-cost plus 100% of the rehab budget, so you keep cash in the deal.
How much can I borrow on a Nevada flip?
Up to 95% of the purchase price (LTC) plus 100% of your rehab budget, capped at roughly 75% of the after-repair value (ARV). Loan amounts up to $5M in Nevada.
Do you fund first-time flippers in Nevada?
Yes — first-time flippers are welcome in Nevada with a 620+ FICO. Stronger credit and prior projects unlock higher leverage.
Can I flip into a short-term rental in Nevada?
Yes — a common Nevada exit is to renovate, then refinance into an STR DSCR loan on projected rental income instead of selling. Mortava finances both legs, which matters in short-term-rental markets like Las Vegas.
Does Nevada tax my fix and flip profits?
Nevada has no state income tax, so flip profits are taxed at the federal level only for individual filers. How a gain is characterized depends on hold time and entity structure — run your setup past a tax professional.
Fix & flip loans by state
Flip in MichiganFlip in MinnesotaFlip in MississippiFlip in MissouriFlip in MontanaFlip in NebraskaFlip in New HampshireFlip in New JerseyFlip in New MexicoFlip in New YorkFlip in North CarolinaFlip in North Dakota
All Fix & Flip programs → DSCR loans in Nevada → Instant quote & pre-qualify →
Ask Vesty