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Fix & Flip · Arkansas

Fix & flip loans in Arkansas — fund the deal, keep your cash.

Mortava fix & flip loans in Arkansas: 620+ FICO, up to 95% LTC + 100% of rehab, 12–18 month terms — statewide.

Arkansas is low acquisition costs and steady DSCR ratios, with Northwest Arkansas (Bentonville/Fayetteville) a standout. Mortava funds flips statewide — up to 95% LTC plus 100% of rehab, draws within 24 hours, and 2-hour term sheets — so you can move fast on deals in Little Rock, Fayetteville, Bentonville and beyond.

Up to 95% LTC + 100% of the rehab funded
Rehab draws reimbursed within 24 hours
First-time flippers welcome (620+) · close in 7–10 days
Send your Arkansas project
2-hour term sheet · no hard credit pull.
Business-purpose financing for investors. Indicative terms only — not a commitment to lend.

Why flippers finance Arkansas projects with Mortava

In a market like Arkansas, speed and leverage decide your margin. Mortava funds up to 95% of cost plus the full rehab, reimburses draws within 24 hours, and sends indicative term sheets in about two hours — so you can compete on Little Rock, Fayetteville, Bentonville deals and recycle capital into the next project faster.

Northwest Arkansas — Bentonville and Fayetteville — pairs corporate-anchored job growth with acquisition prices that keep debt-service ratios comfortable. It’s a market where the rent, not appreciation hopes, carries the deal.

Top metros we fund
Little Rock, Fayetteville, Bentonville
Max leverage
Up to 95% LTC + 100% of rehab
Speed
Draws in 24h · close in 7–10 days · 2-hr term sheets
Terms
12–18 months · up to $5M · FICO 620+

BRRRR in Arkansas

The same leverage that funds a Arkansas flip funds the "buy and rehab" half of BRRRR. Renovate in Little Rock or Fayetteville, rent it, then refinance into a 30-year DSCR loan instead of selling — our BRRRR method guide covers the handoff.

Guidelines reviewed July 2026 by the Mortava lending team.

Arkansas fix & flip loan FAQ

Can I get a fix and flip loan in Arkansas?
Yes. Mortava funds fix & flip projects across Arkansas, including Little Rock, Fayetteville, Bentonville. We lend up to 95% of loan-to-cost plus 100% of the rehab budget, so you keep cash in the deal.
How much can I borrow on a Arkansas flip?
Up to 95% of the purchase price (LTC) plus 100% of your rehab budget, capped at roughly 75% of the after-repair value (ARV). Loan amounts up to $5M in Arkansas.
Do you fund first-time flippers in Arkansas?
Yes — first-time flippers are welcome in Arkansas with a 620+ FICO. Stronger credit and prior projects unlock higher leverage.
Do you fund flips in Little Rock and Fayetteville?
Yes — Little Rock, Fayetteville, Bentonville and every other Arkansas market. Leverage and pricing are driven by your experience, FICO, and the deal's numbers, not the zip code.
Can I BRRRR a Arkansas property instead of selling it?
Yes. Many Arkansas investors renovate with a Mortava flip loan in markets like Little Rock, rent the property, then refinance into a 30-year DSCR loan — the BRRRR playbook. We finance both stages.
Fix & flip loans by state
Flip in West VirginiaFlip in WisconsinFlip in WyomingFlip in AlabamaFlip in AlaskaFlip in ArizonaFlip in CaliforniaFlip in ColoradoFlip in ConnecticutFlip in DelawareFlip in FloridaFlip in Georgia
All Fix & Flip programs → DSCR loans in Arkansas → Instant quote & pre-qualify →
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