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Fix & Flip · Wyoming

Fix & flip loans in Wyoming — fund the deal, keep your cash.

Mortava fix & flip loans in Wyoming: 620+ FICO, up to 95% LTC + 100% of rehab, 12–18 month terms — statewide.

Wyoming is no state income tax and premium Jackson Hole short-term-rental income. Mortava funds flips statewide — up to 95% LTC plus 100% of rehab, draws within 24 hours, and 2-hour term sheets — so you can move fast on deals in Cheyenne, Casper, Jackson and beyond.

Up to 95% LTC + 100% of the rehab funded
Rehab draws reimbursed within 24 hours
First-time flippers welcome (620+) · close in 7–10 days
Send your Wyoming project
2-hour term sheet · no hard credit pull.
Business-purpose financing for investors. Indicative terms only — not a commitment to lend.

Why flippers finance Wyoming projects with Mortava

In a market like Wyoming, speed and leverage decide your margin. Mortava funds up to 95% of cost plus the full rehab, reimburses draws within 24 hours, and sends indicative term sheets in about two hours — so you can compete on Cheyenne, Casper, Jackson deals and recycle capital into the next project faster.

Wyoming charges no state income tax and hosts Jackson Hole, one of the premier short-term-rental markets in America. The rest of the state — Cheyenne, Casper — runs on affordable, steady rentals.

Top metros we fund
Cheyenne, Casper, Jackson
Max leverage
Up to 95% LTC + 100% of rehab
Speed
Draws in 24h · close in 7–10 days · 2-hr term sheets
Terms
12–18 months · up to $5M · FICO 620+

Flip-to-STR in Wyoming

Not every Wyoming flip has to sell. In short-term-rental markets like Cheyenne, some investors renovate and then refinance into an STR / Airbnb DSCR loan on projected rental income — keeping the asset instead of paying to exit.

The Wyoming tax angle

Wyoming has no state income tax, so flip profits face federal tax only for individual filers — meaningful when you run multiple projects a year. For the details, read our Wyoming capital gains tax guide, and confirm treatment with your tax advisor.

Guidelines reviewed July 2026 by the Mortava lending team.

Wyoming fix & flip loan FAQ

Can I get a fix and flip loan in Wyoming?
Yes. Mortava funds fix & flip projects across Wyoming, including Cheyenne, Casper, Jackson. We lend up to 95% of loan-to-cost plus 100% of the rehab budget, so you keep cash in the deal.
How much can I borrow on a Wyoming flip?
Up to 95% of the purchase price (LTC) plus 100% of your rehab budget, capped at roughly 75% of the after-repair value (ARV). Loan amounts up to $5M in Wyoming.
Do you fund first-time flippers in Wyoming?
Yes — first-time flippers are welcome in Wyoming with a 620+ FICO. Stronger credit and prior projects unlock higher leverage.
Can I flip into a short-term rental in Wyoming?
Yes — a common Wyoming exit is to renovate, then refinance into an STR DSCR loan on projected rental income instead of selling. Mortava finances both legs, which matters in short-term-rental markets like Cheyenne.
Does Wyoming tax my fix and flip profits?
Wyoming has no state income tax, so flip profits are taxed at the federal level only for individual filers. How a gain is characterized depends on hold time and entity structure — run your setup past a tax professional.
Fix & flip loans by state
Flip in UtahFlip in VermontFlip in VirginiaFlip in WashingtonFlip in West VirginiaFlip in WisconsinFlip in AlabamaFlip in AlaskaFlip in ArizonaFlip in ArkansasFlip in CaliforniaFlip in Colorado
All Fix & Flip programs → DSCR loans in Wyoming → Wyoming capital gains tax guide → Instant quote & pre-qualify →
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