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Fix & Flip · Indiana

Fix & flip loans in Indiana — fund the deal, keep your cash.

Mortava fix & flip loans in Indiana: 620+ FICO, up to 95% LTC + 100% of rehab, 12–18 month terms — statewide.

Indiana is a cash-flow stronghold where Indianapolis delivers some of the best DSCR ratios in the Midwest. Mortava funds flips statewide — up to 95% LTC plus 100% of rehab, draws within 24 hours, and 2-hour term sheets — so you can move fast on deals in Indianapolis, Fort Wayne, Evansville and beyond.

Up to 95% LTC + 100% of the rehab funded
Rehab draws reimbursed within 24 hours
First-time flippers welcome (620+) · close in 7–10 days
Send your Indiana project
2-hour term sheet · no hard credit pull.
Business-purpose financing for investors. Indicative terms only — not a commitment to lend.

Why flippers finance Indiana projects with Mortava

In a market like Indiana, speed and leverage decide your margin. Mortava funds up to 95% of cost plus the full rehab, reimburses draws within 24 hours, and sends indicative term sheets in about two hours — so you can compete on Indianapolis, Fort Wayne, Evansville deals and recycle capital into the next project faster.

Indianapolis routinely posts some of the Midwest’s strongest debt-service ratios — modest prices, dependable rents, and a landlord-friendly legal climate. Indiana is a market you buy for the cash flow, not the headlines.

Top metros we fund
Indianapolis, Fort Wayne, Evansville
Max leverage
Up to 95% LTC + 100% of rehab
Speed
Draws in 24h · close in 7–10 days · 2-hr term sheets
Terms
12–18 months · up to $5M · FICO 620+

BRRRR in Indiana

The same leverage that funds a Indiana flip funds the "buy and rehab" half of BRRRR. Renovate in Indianapolis or Fort Wayne, rent it, then refinance into a 30-year DSCR loan instead of selling — our BRRRR method guide covers the handoff.

Guidelines reviewed July 2026 by the Mortava lending team.

Indiana fix & flip loan FAQ

Can I get a fix and flip loan in Indiana?
Yes. Mortava funds fix & flip projects across Indiana, including Indianapolis, Fort Wayne, Evansville. We lend up to 95% of loan-to-cost plus 100% of the rehab budget, so you keep cash in the deal.
How much can I borrow on a Indiana flip?
Up to 95% of the purchase price (LTC) plus 100% of your rehab budget, capped at roughly 75% of the after-repair value (ARV). Loan amounts up to $5M in Indiana.
Do you fund first-time flippers in Indiana?
Yes — first-time flippers are welcome in Indiana with a 620+ FICO. Stronger credit and prior projects unlock higher leverage.
Do you fund flips in Indianapolis and Fort Wayne?
Yes — Indianapolis, Fort Wayne, Evansville and every other Indiana market. Leverage and pricing are driven by your experience, FICO, and the deal's numbers, not the zip code.
Can I BRRRR a Indiana property instead of selling it?
Yes. Many Indiana investors renovate with a Mortava flip loan in markets like Indianapolis, rent the property, then refinance into a 30-year DSCR loan — the BRRRR playbook. We finance both stages.
Fix & flip loans by state
Flip in DelawareFlip in FloridaFlip in GeorgiaFlip in HawaiiFlip in IdahoFlip in IllinoisFlip in IowaFlip in KansasFlip in KentuckyFlip in LouisianaFlip in MaineFlip in Maryland
All Fix & Flip programs → DSCR loans in Indiana → Instant quote & pre-qualify →
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