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Fix & Flip · Louisiana

Fix & flip loans in Louisiana — fund the deal, keep your cash.

Mortava fix & flip loans in Louisiana: 620+ FICO, up to 95% LTC + 100% of rehab, 12–18 month terms — statewide.

Louisiana is high-yield rentals plus standout New Orleans short-term-rental potential. Mortava funds flips statewide — up to 95% LTC plus 100% of rehab, draws within 24 hours, and 2-hour term sheets — so you can move fast on deals in New Orleans, Baton Rouge, Shreveport and beyond.

Up to 95% LTC + 100% of the rehab funded
Rehab draws reimbursed within 24 hours
First-time flippers welcome (620+) · close in 7–10 days
Send your Louisiana project
2-hour term sheet · no hard credit pull.
Business-purpose financing for investors. Indicative terms only — not a commitment to lend.

Why flippers finance Louisiana projects with Mortava

In a market like Louisiana, speed and leverage decide your margin. Mortava funds up to 95% of cost plus the full rehab, reimburses draws within 24 hours, and sends indicative term sheets in about two hours — so you can compete on New Orleans, Baton Rouge, Shreveport deals and recycle capital into the next project faster.

New Orleans supports a genuine dual strategy — high gross yields on long-term rentals and an established short-term-rental market where licensed. Louisiana pricing keeps both entry points accessible.

Top metros we fund
New Orleans, Baton Rouge, Shreveport
Max leverage
Up to 95% LTC + 100% of rehab
Speed
Draws in 24h · close in 7–10 days · 2-hr term sheets
Terms
12–18 months · up to $5M · FICO 620+

Flip-to-STR in Louisiana

Not every Louisiana flip has to sell. In short-term-rental markets like New Orleans, some investors renovate and then refinance into an STR / Airbnb DSCR loan on projected rental income — keeping the asset instead of paying to exit.

BRRRR in Louisiana

The same leverage that funds a Louisiana flip funds the "buy and rehab" half of BRRRR. Renovate in New Orleans or Baton Rouge, rent it, then refinance into a 30-year DSCR loan instead of selling — our BRRRR method guide covers the handoff.

Guidelines reviewed July 2026 by the Mortava lending team.

Louisiana fix & flip loan FAQ

Can I get a fix and flip loan in Louisiana?
Yes. Mortava funds fix & flip projects across Louisiana, including New Orleans, Baton Rouge, Shreveport. We lend up to 95% of loan-to-cost plus 100% of the rehab budget, so you keep cash in the deal.
How much can I borrow on a Louisiana flip?
Up to 95% of the purchase price (LTC) plus 100% of your rehab budget, capped at roughly 75% of the after-repair value (ARV). Loan amounts up to $5M in Louisiana.
Do you fund first-time flippers in Louisiana?
Yes — first-time flippers are welcome in Louisiana with a 620+ FICO. Stronger credit and prior projects unlock higher leverage.
Can I flip into a short-term rental in Louisiana?
Yes — a common Louisiana exit is to renovate, then refinance into an STR DSCR loan on projected rental income instead of selling. Mortava finances both legs, which matters in short-term-rental markets like New Orleans.
Do you fund flips in New Orleans and Baton Rouge?
Yes — New Orleans, Baton Rouge, Shreveport and every other Louisiana market. Leverage and pricing are driven by your experience, FICO, and the deal's numbers, not the zip code.
Fix & flip loans by state
Flip in IdahoFlip in IllinoisFlip in IndianaFlip in IowaFlip in KansasFlip in KentuckyFlip in MaineFlip in MarylandFlip in MassachusettsFlip in MichiganFlip in MinnesotaFlip in Mississippi
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