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Fix & Flip · Massachusetts

Fix & flip loans in Massachusetts — fund the deal, keep your cash.

Mortava fix & flip loans in Massachusetts: 620+ FICO, up to 95% LTC + 100% of rehab, 12–18 month terms — statewide.

Massachusetts is high-value appreciation plays where interest-only DSCR helps balance Boston-area payments. Mortava funds flips statewide — up to 95% LTC plus 100% of rehab, draws within 24 hours, and 2-hour term sheets — so you can move fast on deals in Boston, Worcester, Springfield and beyond.

Up to 95% LTC + 100% of the rehab funded
Rehab draws reimbursed within 24 hours
First-time flippers welcome (620+) · close in 7–10 days
Send your Massachusetts project
2-hour term sheet · no hard credit pull.
Business-purpose financing for investors. Indicative terms only — not a commitment to lend.

Why flippers finance Massachusetts projects with Mortava

In a market like Massachusetts, speed and leverage decide your margin. Mortava funds up to 95% of cost plus the full rehab, reimburses draws within 24 hours, and sends indicative term sheets in about two hours — so you can compete on Boston, Worcester, Springfield deals and recycle capital into the next project faster.

Greater Boston is an equity market — high entry prices, durable appreciation, and rents that justify interest-only structures to manage the payment side. Massachusetts investors typically play the long game.

Top metros we fund
Boston, Worcester, Springfield
Max leverage
Up to 95% LTC + 100% of rehab
Speed
Draws in 24h · close in 7–10 days · 2-hr term sheets
Terms
12–18 months · up to $5M · FICO 620+
Guidelines reviewed July 2026 by the Mortava lending team.

Massachusetts fix & flip loan FAQ

Can I get a fix and flip loan in Massachusetts?
Yes. Mortava funds fix & flip projects across Massachusetts, including Boston, Worcester, Springfield. We lend up to 95% of loan-to-cost plus 100% of the rehab budget, so you keep cash in the deal.
How much can I borrow on a Massachusetts flip?
Up to 95% of the purchase price (LTC) plus 100% of your rehab budget, capped at roughly 75% of the after-repair value (ARV). Loan amounts up to $5M in Massachusetts.
Do you fund first-time flippers in Massachusetts?
Yes — first-time flippers are welcome in Massachusetts with a 620+ FICO. Stronger credit and prior projects unlock higher leverage.
Do you fund flips in Boston and Worcester?
Yes — Boston, Worcester, Springfield and every other Massachusetts market. Leverage and pricing are driven by your experience, FICO, and the deal's numbers, not the zip code.
Can I BRRRR a Massachusetts property instead of selling it?
Yes. Many Massachusetts investors renovate with a Mortava flip loan in markets like Boston, rent the property, then refinance into a 30-year DSCR loan — the BRRRR playbook. We finance both stages.
Fix & flip loans by state
Flip in IowaFlip in KansasFlip in KentuckyFlip in LouisianaFlip in MaineFlip in MarylandFlip in MichiganFlip in MinnesotaFlip in MississippiFlip in MissouriFlip in MontanaFlip in Nebraska
All Fix & Flip programs → DSCR loans in Massachusetts → Instant quote & pre-qualify →
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